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Manfred A. Schippert

Manfred A. Schippert

March 21st, 2020
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

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LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Obituary for Manfred A. Schippert

Manfred Schippert
January 19, 1934 - March 21, 2020

It is with great sadness that we mourn the loss of our beloved father, Manfred Adolf Schippert. He lived his life with passion, drive and joy. He lived fearlessly and with great confidence. He brought light and fun to all of those who knew him. And he was a great storyteller, sharing more tales than can possibly be recounted here. This is his remarkable story…

Born in 1934 in Waiblingen, a small town outside of Stuttgart in southern Germany, he was the third child and oldest son of six children. His parents, Ottilie and Adolf Schippert, raised their children during hard times and with few means. Stories of nights spent in the potato cellar hiding from bombs during the war, food shortages, malnutrition and general fear were offset by a love of work and nature and the camaraderie of his siblings and other kids in his neighborhood outside the old city walls. Manfred recalled walking for miles to deliver vegetables that his father Adolf, a gardener by trade, would send to relatives in distant villages to exchange for goods his family needed.

He was enamored by the American GI’s who liberated the region, recalling with fondness the healthy and friendly American soldiers who rolled into town on tanks - throwing candy and chewing gum to the German kids when they arrived. He and the other kids embraced American music and other cultural imports that came with living in an American occupation zone. His family was too poor to pay for high school, one of his only regrets in life. He had a deep passion for learning. Instead, Manfred began work in a factory at age 14, bringing home much needed income to feed all the hungry mouths. He was fortunate to be part of an apprenticeship program for AEG, Germany’s General Electric Company. Even under these trying circumstances, Manfred loved sports and physical activity, spending time down at the local track and field club, excelling in the decathlon, hurdles and long jump.

Over the years, he and his friends dreamed of moving to America, and Manfred was one of the ones who actually made this life-altering decision, leaving Germany in 1955,. He arrived by steam ship at age 21 and settled in a German enclave in Brooklyn, New York. There, Manfred worked in a factory at Leviton manufacturing light switches and sending money back to his family in Germany. Although his English was remedial, he and a few of his friends managed to spend nights out dancing on East 86th Street, known as “German Broadway”. He also traveled with his sponsors Karl and Klara Geiger to their country retreat in Pennsylvania. Within a few years, he was drafted into the US Army and sent to Fort Hood,Texas for basic training. Manfred relished this time of his life. He made friends from all over the country, improved his English and began to fully assimilate into American culture. In a twist of fate, he was sent to Germany with the US Army and was stationed about an hour from his hometown, Waiblingen. He was promoted to tank commander, and he was skilled at operating telescopes with a specialty in optics. He was often asked to translate English to German for the higher ranking American officers. This exposed him to a variety of personalities and interesting situations. He was a quick learner who always stood out because of his innate curiosity, abilities and grit. During this time in Germany he visited his hometown regularly on leave and reconnected with his beloved track and field club.

It is during this time that he and his future wife, Sigrid Vögele, both competitive athletes from neighboring villages, fell in love. Sigrid was a beautiful and smart young woman, highly resourceful, and a champion in the track & field event of shot put. Sigrid was drawn to Manfred's charismatic personality, his intelligence and romantic nature. Manfred was drawn to Sigrid's warmth and high character, and he admired her for her competence and independent thinking. They fell in love and a team was formed. They were engaged while in Germany, and took their first trip as a couple to Lake Garda in Italy. Sigrid flew to New York in 1959 (her first time on an airplane) shortly after her 21st birthday. The couple married in the company of a handful of American friends. Manfred was 25 years old.

Manfred’s experience in the US Army helped him secure a job at Cornell Medical Center operating the microscopes in a medical lab. In 1960, when the lab’s lead doctor offered Manfred a job at in his lab at his new position at Harvard Medical School, Manfred and Sigrid gladly accepted and packed up for Boston.

For the next five years, they worked hard to build a life. Eventually, Manfred began working at Mitre in Burlington, Massachusetts, and Sigrid began working as a book keeper for small businesses. Manfred benefitted from the US Army GI bill. He attended Northeastern University during evenings and weekends for nine years - earning a B.S. in Electrical Engineering. Manfred & Sigrid purchased a small home in Burlington and started a family. Norman, Corinne and Thomas arrived in quick succession, and they were a lively brood. Sigrid committed her time to raising the children and managing the household. Manfred and Sigrid were a formidable team, and while they worked hard and played hard, they also enjoyed close friendships with a few other German families. For years, they had raucous family gatherings on countless weekends. Sigrid and Manfred took up tennis and joined the Middlesex Swim and Tennis Club in nearby Lexington. The kids were thrown in the pool while the parents played tennis with their new friends. Professionally, Manfred was enjoying success in this new job at Amray in Burlington where he eventually rose to serve as Vice President of Research and Development. Manfred loved the group of engineers he led, and he was enthusiastic about the scanning electron microscopes they developed for medical and industrial applications. He also travelled to Germany to represent the company at conferences and in their partnership with Leica/ Lycos, GMbH, presenting the company's latest machines, and he often hosted international clients in the United States.

Throughout the years the family would return to Germany to visit relatives. Sigrid and the children would go for the occasional summer trips with Manfred joining them. German relatives also visited the family in Massachusetts for weeks at a time. These were joyous extended family times, and Sigrid hosted with true hospitality and never complained. Finally bursting at the seams in the small Burlington home, the family moved to a larger home in the growing suburb of Chelmsford in 1973 to begin a long, vibrant phase of life. Much of this period centered around new friends and the many families that comprised the community of the Chelmsford Swim and Tennis Club (CS&TC). The kids had been swimming competitively for years by then, but “the Club" provided a real focal point and a place to spend most summer days swimming and hanging out with friends. During winter the family spent their time at swim meets all over New England as all three kids were competitive swimmers with the Lowell Boys Club Swim Team. Many of the same families’ kids from the CS&TC also swam for the Lowell Boys Club swim team. All of the parents were supportive, and lots of fun was had amidst the tediousness of endless swim meets. Manfred played tennis with his friends and loved the clay courts at CS&TC. Manfred and Sigrid played many mixed doubles matches together, and he played doubles on weekend mornings year-round into his late 60’s! As the years passed family friendships grew deeper. Many holidays were shared - and for what was typical of most summer days, you would often find Sigrid and Manfred at the "Club" socializing in the shade of their favorite tree at the far-end of the swimming pool, enjoying drinks and BBQ's with their core group of friends and members. They called themselves “The Old Timers” and enjoyed many years of friendship. Manfred would joke around with the kids, rough-housing in the pool and swimming vigorously back and forth during adult swim periods. He was strong physically and mentally, and poured his energy into everything he did - from maintaining his house and yard to hustling around in the daily course of activity.

Manfred also had a great love of nature and the mountains, and would rally his children to New Hampshire or Vermont to climb a mountain or to go skiing. During the summer Manfred would initiate trips to the beach, and in the fall he would make trips to pick apples. His energy level rivaled the most active child, and with his warm and playful nature, Manfred connected deeply with children. He shared his love of adventure, often loading the kids and their friends into his little VW bug for a “Get Lost Ride." They would stop for an ice cream cone, driving beyond familiar turf and making the kids lead the way home. He had a rebellious streak (and the kids loved him for it) often bucking up against "mother’s orders"! Manfred was also famous for the steaks he grilled in his backyard or at the club, as well for his famous German beef stew. Manfred enjoyed red wine and martinis in plenty, sometimes becoming “bigger than life"!

Manfred and Sigrid were deeply committed to the family and were devoted to one another through thick and thin. Life was not without its challenges - but at the heart of it all there was true love and commitment. They led their lives by example: the example of hard work, sports and recreation, and their love of life. Manfred was a proud papa and would embarrass his children with his not-so-humble bragging - which was borne of his raw enthusiasm and always delivered with a grin. “You know….” and so it would begin. One of his proudest moments, and one that he and Sigrid shared, was when Norman competed at the 1984 Olympic Trials. This was the culmination of years of dedication to the sport of swimming. But undoubtedly, Manfred's greatest source of pride by far was his family. He showed immense pride as his children matured and earned a college degree. Norman left for college to attend the University of Miami. Corinne attended Tufts University, and Thomas attended the University of Denver.

Over the years Manfred and Sigrid always had an open home and heart, and they welcomed many travelers and friends. Sigrid’s nephew Oliver come from Germany to live with them for a year to attend Chelmsford High School, and Manfred’s nephew Ralf came to live with them for a year and work with Manfred as a student-engineer at Amray. They also enjoyed wonderful vacations and visiting their family in Germany and staying in touch through the years. Manfred particularly enjoyed returning to his hometown and walking the cobblestone streets of the old city, offering a lively tour and guiding all of those who wished to listen to history and tales of the old-days. Manfred had a deep affection for his siblings, Ilse, Lore, Fritz, Dölle and Walter and their families; and also for Sigrid’s parents, her brother Fritz and his family. Manfred never lost his ability to recite German poetry and sing German songs. His local dialect, Schwäbish, was as pronounced most recently as it was on the day he left Germany in 1955.

Norman soon started a family and his two daughters, Nicolette and Savannah, spent many summers in Chelmsford from the early 1990’s, much to the joy of Manfred & Sigrid (referred from then on as Opa and Oma, German for grandfather and grandmother). Norman remarried in 1999, and Shelley’s son Zack joined along on visits from Kentucky as well. Shortly after Manfred retired in 2000, Sigrid was diagnosed with ovarian cancer. For five years, Manfred was by her side attending every doctor and clinic appointment and was fully involved in Sigrid's care. Family visits continued through these years bringing great joy. More good news was born with the addition of Norman and Shelley’s son Dylan in 2000. Corinne returned to Boston in 1995 after years in New York City. Soon thereafter, she met Winslow and they were married. Their son Eliot who was born in 2002, and Oma & Opa now had a local grandson in nearby Arlington to dote on. In July 2005, Thomas and his beloved Cindy were married in the Rocky Mountains of Colorado with the entire family and many friends in attendance. It was a sweet time for everyone. Sadly, Sigrid lost the battle to ovarian cancer in December 2005 - marking the end of an era for the Schippert family.

After Sigrid died, Manfred toured to visit family and friends. He went to Germany to attend his nephew Marc-Oliver’s wedding, bought a tuxedo and truly enjoyed himself. He slowly began healing from one of life’s greatest blows, the loss of a spouse. Manfred chose to live life, and began to thrive after carrying such a heavy burden.

Soon, Manfred was fortunate to begin a new chapter in his life with a new friend, Gisela Gray, another German immigrant whom Manfred met through a mutual friend. They got along famously. Manfred decided to settle in Colts Neck, New Jersey, in 2007 to be with Gisela. The two enjoyed walks, music, singing, dancing, traveling, a great sense of humor, and taking care of each other. Manfred integrated well into her life, made new friends and was very enthusiastic about the natural beauty of central New Jersey. He enjoyed the warmer water of the beaches in New Jersey, and Gisela shared many of Manfred’s values. She welcomed everyone, including Manfred, his children and their families, into her home.

By his 80th birthday, Manfred was struggling with dementia. But Gisela and Manfred lived in unison - with Gisela filling in the gaps and Manfred offering praise and warmth. As time passed additional support was needed. Manfred & Gisela moved into Applewood, a senior home in Freehold, New Jersey, where each received the care they needed. They visited with friends and enjoyed one another’s company. Family members visited and much love was shared.

Last summer, Manfred took a turn for the worse, and the family and Gisela decided it was time to move him closer to family in Massachusetts. Manfred spent the last five months of his life at Sunrise of Arlington, a stone’s throw from Corinne and her family's home. This January, Opa celebrated his 86th birthday with a special visit from Norman and Thomas. It was a memorable visit for all.

Manfred died peacefully on Saturday, March 21st, the first day of Spring, with Corinne and Winslow by his side. Norman and Thomas and their families were there in love and spirit.

Manfred cut a wide swath and he will be greatly missed and fondly remembered. Thank you to all of the caretakers who worked tirelessly with huge hearts to provide dignity and a loving home for our father. Thank you to all of the friends who have enriched our father’s life, and our lives; to you fellow travelers who hold him in your heart - it’s been a great ride! To our extended family far and wide, who share the same crazy passion for life and to the young ones who will carry the torch into the next generation - thank you. Thank you to Gisela for being a soul mate to our father. We carry a deep well of gratitude for our mother Sigrid who carried most of the weight of our father and our family on her shoulders, she who was selfless and giving and made our father a better man and us better people. And at this time, a heartfelt thank you to our father, Manfred, Dad and Opa, for a shared life and a beautiful life. We cherish you and wish you well on your journey.

Manfred will be buried in Chelmsford with his wife and our mother Sigrid. Plans for a Celebration of Life are in the works, but are being delayed until the current health crisis has subsided.

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Randall Henninger

My deepest belated condolences. My name is Randy Henninger and Manfred and I became fantastic buddies and coworkers at AMRAY and I have some of my most fondest memories of my career. Many many laughs !! he was the most amazing man I have evr worked with in my career and I attribute my successes to him . He was truly a role model for me in life and work. We enjoyed trips to Europe together and strolling the streets of Geneva. I just cant say enough about him. I will be sure to reach out to his other friends and let them know of his passing. A gentle man like him has earned the reward of being with our maker. He spoke of his family all the time and he always had so much love and care to give. He will be greatly missed. We built some of the best SEMs ever , we built some of the best SEMs ever!!Love you big guy!! Best wishes to the family
best wishes
Randy Henninger.
Comment | Posted at 11:41am via Condolence
RL

Rudolf Leberle

Bulli and Rudolf Leberle
to Corinne, Norman, Thomas
We treasure the time we were lucky to spend with Manfred. He was our first and best friend we had in America. His walk of life was as outstanding as his wonderful character. Always cheerful and our best tennis partner. We present our deeply felt condolences.
Bulli and Rudolf
Comment | Posted at 10:49am via Condolence
TD

Tara Dolan

Dear Manfred family
I am sorry for your precious loss.
A few years back your dad and Gisela were my inspiration in writing a paper on world war 2 for college.
I appreciated his kindness and generosity and hilarious sense of humor. It was a privilege to know him for a brief moment in time I won’t ever forget.
Truly sorry for loss
With sympathy
Tara Dolan
Comment | Posted at 04:41pm via Condolence
M

Mark

Norm, Corrine, and Thomas,
Your dad was one of the great characters that I have encountered in my life. I have very fond memories from your house on Smokerise Drive. He did tell some incredible tales, some of which I have retold to those that could appreciate a guy like him. Take care.
Mark Paschal
Comment | Posted at 12:16am via Condolence
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